
Originality/value-This study helps in formulation and smooth implementation of the food security programs for the rural poor women in developing countries. Findings-This study showed that microcredit intervention made a significant contribution to increase the household food consumption expenditure of the borrowers. Binary logistic regression was used to assess the opinions of the borrowers about the role of microcredit in enhancing their food security status. The Propensity Score Matching (PSM) technique was used to assess the impact of microcredit on the household food consumption expenditure. The Simple Random Sampling (SRS) technique was used to select the samples. Design/methodology/approach-Primary data was collected from the landless, marginal and small borrowers from Gazipur and Mymensingh districts of Bangladesh. The prime objective of this study was to assess the impact of microcredit on the household food consumption expenditure of the rural poor women in Bangladesh. However, it is still unclear whether the microcredit support really empowers the rural women in terms of economic and social aspects. Purpose-Rural poor women in Bangladesh were provided microcredit support by the microcredit providers for improving their living standard. Our results are robust even when we examine subpopulations such as recent arrivals in Dhaka and those who have experienced floods (both of which could be expected to be more sympathetic to climate migrants), as well as those who regularly follow the news (and hence are well informed about the climate and the Rohingya crisis). However, consistent with the government's hostility towards Rohin-gya, we find that respondents are 9% less likely to support a charity focused on helping Rohingya migrants. While we expected this to translate into public support for climate migrants, we find respondents are 16% less likely to support climate migrants in relation to the generic migrants. Bangladesh is noted as a climate change hotspot and its government is vocal about the climate issue in international forums. Would local slum-dwellers in Dhaka be willing to support such nonprofits financially? We deploy an in-person survey experiment with three frames (generic migrants, climate migrants, and religiously persecuted Rohingya migrants) to assess Dhaka slum-dwellers' willingness to support a humanitarian charity that provides healthcare services to migrants. Given the inadequacy of governmental efforts, nonprofits have assumed responsibility for providing essential services such as housing, healthcare, and education. These migrants often reside in urban slums and struggle to access public services, which are already short in supply for existing slum dwellers. The discussion strengthens the researcher's argument for using a cultural approach to optimizing the absorption of zakat funds in the regions.īangladesh faces a severe rural to urban migration challenge, which is accentuated by climate change and the Rohingya crisis. That is why further research is needed to validate the conceptual model presented in this article. Therefore the researcher does not include empirical validation of the ideas the researcher has built. This article only presents a conceptual framework. This article presents a conceptual model that can be a consideration for Basnaz in optimizing zakat funds and being useful for further empirical research in the scope of optimizing zakat funds. The discussion strengthens the researcher's argument for using a cultural approach to optimizing the absorption of zakat funds in the regions. Conclusion and suggestions: The conceptual model in this article includes the variable of Islamic culture as the main predictor of the ideas that have been built.

This optimization becomes very important considering that zakat can function as a solution for the socioeconomic welfare of the wider community. Results: This article identifies the right method to optimize the absorption of zakat funds in Baznas. This article uses a literature study approach by collecting data from the relevant scientific literature. The main objective of optimizing the absorption of zakat funds is, of course, to improve the protection of the socioeconomic conditions of the poor. Islamic culture is an important study in the conceptual framework that will be discussed in this article, in which this culture will involve culture in each target area. This article presents a conceptual model for optimizing the absorption of zakat funds in BAZNAS.
